How to find Salary Sacrifice in Australia

Australia Tax Calculator

Salary Sacrifice Calculator

Compare take-home pay with and without salary sacrifice to super and see your annual tax saving.

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Annual tax saving $0 Tax saved by sacrificing pre-tax income to super.
Take-home without sacrifice $0
Take-home with sacrifice $0
Tax without sacrifice $0
Tax with sacrifice $0
Extra super (sacrifice + SG) $0
Division 293 tax (if applicable) $0
Net benefit after all tax $0
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Compares tax on full salary vs reduced taxable income after sacrifice. Includes 12% employer SG on remaining salary and Division 293 (15% extra tax) when combined income and concessional contributions exceed $250,000. Confirm with payroll or a financial adviser.

Salary Sacrifice Calculator Australia

Use the Salary Sacrifice Calculator to compare take-home pay with and without salary sacrifice to super and see your annual tax saving.

How to Use the Salary Sacrifice Calculator

Enter your annual gross salary, salary sacrifice to super (annual), income year, and your age. Then select Calculate Salary Sacrifice to compare your take-home pay and annual tax saving.

Annual Gross Salary

Enter your annual gross salary in dollars.

Salary Sacrifice to Super (Annual)

Enter the amount you plan to salary sacrifice to super each year.

Income Year

Select the applicable income year: 2026–27 or 2025–26.

Your Age

Enter your age.

Calculate Salary Sacrifice

After entering your annual gross salary, salary sacrifice to super, income year, and age, select Calculate Salary Sacrifice to compare take-home pay with and without salary sacrifice and see your annual tax saving.